With my new goal in place to become debt free in 2017, I reduced my spending from $1,600 down to $300. That’s only 18.75% of what I was spending before. Put another way, I reduced my spending by more than 80%! A few small changes make all the difference.
I’m using this simple trick to help control my spending and it’s paying off big. My budget this year is very tight but it’s been absolutely amazing being so restricted. I don’t ever want to be without restriction again. I’m happier, healthier and far less tense than I recall being in such a long time. […]
I recently received a pleasant surprise while checking in with Mogo this month to receive my updated credit score. For those of you who don’t know, Mogo is a lending company whose lending services I do not use. They do have an app though that lets you check your credit score provided by Equifax for […]
Taking the steps necessary to pay off debt is often a long and arduous process. It’s easy to lose sight of the goal to be debt free. Here’s how to stay motivated and move toward being debt free.
Any way you slice it, living with debt is like being in a bad relationship. So just how do you break it to Mr. Debt that it’s over? This relationship is coming to an end.
I’m happy I decided to calculate the percentage of my journey completed so far. I had a bit of a setback this month that left me feeling like I wasn’t getting anywhere. Seeing my progress makes me feel at least a tiny bit better about what went on. I am the sort of nerdy person […]
This year has been a bit of a game changer in how I view my debt, my worth, my stuff and my home. I’m still figuring all of this out and will start to articulate it more in the coming weeks. It is happily surprising to find that I don’t need much to be […]
One year ago, my debt totalled $23,480. Staring at the total on my calculator, I felt nauseated. Enough was enough. I was going to become debt free. For the six weeks that followed, I was diligent. I scrimped. I deprived. I held steadfast. Then I failed. A surprise business trip across the country was all […]